NO FLOOD ZONE = FLOOD INSURANCE NOT REQUIRED! High & dry, the sellers said this home had NO FLOODING during last year’s hurricanes, and it sits at the HIGHEST ELEVATION IN THE COMMUNITY! Seller also GIVING BUYER $5,000 CREDIT AT CLOSING FOR CLOSING COSTS, RATE BUY DOWN, ETC!!! Welcome to this stunning home in the highly desirable, WATERFRONT community of Tara Cay in Seminole! NO Flood insurance required, located in X zone. This spacious 4-BEDROOM, 4-BATHROOM (with Garage) townhouse offers the perfect blend of coastal charm & modern convenience, all just minutes from the pristine beaches of Indian Shores. Once inside, you'll notice gorgeous Wood-look laminate flooring and discover an inviting OPEN-CONCEPT layout where the kitchen, dining, & living areas seamlessly flow together. The kitchen boasts Stylish Wood Cabinetry, Granite Countertops, a glass-top Samsung stove, built-in microwave, a NEWER REFRIGERATOR, & a BRAND-NEW DISHWASHER. Additional Cabinet STORAGE space facing the dining area, ensuring functionality meets elegance. The textured ceilings & walls, along with Ceiling Fans throughout, add a touch of sophistication & comfort. Enjoy Florida’s sunshine from 1 of 2 PRIVATE OUTDOOR SPACES – a screened-in balcony off the second-floor living area, and a spacious Screened Lanai on the lower level. The first-floor bedroom features its own ensuite bath & private lanai access, making it IDEAL FOR guests or MULTI-GENERATIONAL LIVING, IN-LAW Suite, Private Office or Game room area etc. The Primary Suite boasts CATHEDRAL CEILINGS, a luxurious UPDATED ensuite with DOUBLE VANITIES, a Walk-In closet, plus additional closet, & a private screened balcony. ALL Bedrooms are generously sized with Ceiling Fans & tons of storage space. This home is move-in ready, with Major Updates ALREADY taken care of: AC REPLACED IN 2022 (includes a 10-year transferable warranty), ROOF REPLACED IN 2017 & WATER HEATER UPDATED IN 2020. Tara Cay is known for its peaceful, community-oriented atmosphere, featuring a HEATED POOL, COMMUNITY DOCKS (allowing 24-hour docking), & plenty of social events—including LEGENDARY Halloween celebrations & community BBQ's! This home is just 10 mins from grocery & retail stores, 30 mins from Clearwater/St. Pete Airport, 40 mins to Tampa International Airport, and less than 30 minutes to Downtown St. Petersburg! If you're looking for a welcoming neighborhood with unbeatable access to the water & beaches, this is it! Schedule your private tour today!